Fiserv, Inc.

Fiserv, Inc.

FI
Fiserv, Inc.US flagNew York Stock Exchange
63.80
USD
+0.10
- -
34.31BMarket Cap
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
8.31
9.38
10.54
11.66
12.77
13.72
14.84
14.98
22.2
24.96
28.15
30.99
36.27
38.19
Basic EPS, GAAP
1.15
1.26
1.57
1.58
2.16
3
3.02
1.31
1.43
2.05
4.02
4.98
5.55
6.51
Free Cash Flow per Basic Share
1.55
2.02
2.72
2.99
3.32
3.57
3.95
4.11
6.2
6.21
7.33
8.38
11.76
11.44
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
11.16
12.86
15.31
17.91
20.88
24.68
29.66
18.44
20.1
22.85
27.59
33.2
41.81
47.38
Tangible Book Value per Share
-5.68
-7.35
-8.15
-9.79
-10.82
-11.42
-14.15
-27.68
-27.43
-28.45
-27.84
-28.81
-33.4
-40.55
Basic Weighted Avg Shares
534
513
481
451
431
415
392
680
669
650
630
616
564
554
Sales/Revenue/Turnover
4,436
4,814
5,066
5,254
5,505
5,696
5,823
10,187
14,852
16,226
17,737
19,093
20,456
21,160
Operating Margin (%)
23.62
22.04
23.88
24.95
26.25
26.72
26.21
15.65
9.35
14.1
20.78
25.39
28.74
28.72
Depreciation Expense
350
403
404
417
421
429
545
1,651
3,210
3,196
3,169
3,121
3,095
3,116
Net Income, GAAP
611
648
754
712
930
1,246
1,187
893
958
1,334
2,530
3,068
3,131
3,607
Effective Tax Rate (%)
34.05
36.53
36.68
35.67
38.59
11.63
24.31
18.28
16.74
21.79
18.92
19.34
14.23
17.88
Profit Margin (%)
13.77
13.46
14.88
13.55
16.89
21.88
20.38
8.77
6.45
8.22
14.26
16.07
15.31
17.05
Working Capital
338
240
-42
4
-92
37
214
1,319
582
575
1,086
1,259
1,320
1,782
LT Debt
3,228
3,756
3,698
4,288
4,467
4,897
5,955
21,612
20,300
20,729
20,950
22,363
23,730
28,876
Total Equity
3,417
3,585
3,295
2,660
2,541
2,731
2,293
34,857
33,329
31,950
31,688
30,669
27,686
25,144
Return on Invested Capital (%)
10.39
9.57
10.56
12.02
12.46
17.79
14.37
4
2.08
3.33
5.59
7.21
9.29
9.03
Return on Capital (%)
8.1
7.65
7.94
6.99
7.95
9.76
8.12
4.77
4.3
5.01
8.02
9.06
8.85
9.13
Return on Common Equity (%)
10.82
10.32
10.8
9.23
10.9
12.95
10.84
7.39
7.37
9.43
15.7
16.22
14.22
14.75

Capital Structure

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
1,399
1,647
1,443
LT Borrowings
25,800
26,749
27,276
LT Finance Leases
1,216
1,310
1,600
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
556
544
537
Market Capitalization
125,448
96,813
71,437

Working Capital

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
25,591
26,474
24,157
Cash, Cash Equivalents & STI
641
532
884
Accounts Receivable, Net
3,935
4,116
3,957
Inventories
- -
- -
- -
Total Current Liabilities
23,293
24,318
22,375
Payables & Accruals
2,857
2,895
3,274
ST Debt
1,399
1,647
1,443
Deferred Revenue
1,832
1,873
1,850

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
136.56%
-4.46%
-9.73%
Free Cash Flow
19.8%
20.07%
28.46%
Net Income, GAAP
18.9%
31.9%
2.05%
Sales/Revenue/Turnover
16.83%
15.83%
7.14%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
4,547
4,756
4,873
4,917
19,093
2024
4,883
5,107
5,215
5,251
20,456
2025
5,130
5,516
5,263
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.91
1.12
1.58
1.45
4.98
2024
1.25
1.55
0.99
1.66
5.55
2025
1.52
1.86
1.47
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Michael Patrick Lyons
Full Time Employees
38,000
Sector
Technology
Industry
Information Technology Services
Address
255 Fiserv Drive Milwaukee WI United States of America 53045
IPO Date
Sep 25, 1986
Website
fiserv.com
Business
Fiserv, Inc. is an American multinational financial technology company specializing in payments and financial services technology solutions. The company provides a comprehensive suite of core products and services including core account processing; electronic funds transfer; payment processing services for debit, credit, prepaid, and digital wallets; loan processing; merchant acquiring and digital commerce solutions; point-of-sale systems; billing and payments; mobile banking and payment apps; security and fraud protection solutions; stored-value and pay-by-bank solutions; and software-as-a-service platforms. It also offers the Clover point-of-sale and business management platform, which integrates hardware and software for retail, hospitality, and service sectors. Fiserv serves a broad customer base including banks, credit unions, securities broker-dealers, mortgage, insurance, leasing and finance companies, retailers, and other financial institutions primarily in the U.S., Canada, Latin America, Europe, the Middle East, Africa, and Asia-Pacific. Founded in 1984 and headquartered in Milwaukee, Wisconsin, Fiserv operates through Merchant Solutions and Financial Solutions segments, generating most of its revenue from the U.S. and Canada. In the past two years, Fiserv has pursued strategic acquisitions and expansions to strengthen its product offerings and market position. Notably, in 2025 it acquired Smith Consulting Group, enhancing its advisory services for community banks and credit unions by embedding specialized consulting expertise to support core transformation initiatives. Also in 2025, Fiserv announced the acquisition of StoneCastle Cash Management, expanding access for community banks and credit unions to cost-efficient deposit funding from business cash balances. The company launched FIUSD, a new stablecoin and digital asset platform, to support more efficient banking and payment flows, with Mastercard integrating the FIUSD token across its products as part of a strategic partnership. Fiserv also expanded its Clover point-of-sale platform into new international markets including Brazil and Australia, offering wireless, easy-to-set-up payment solutions designed to improve operational efficiency and customer experience for smaller merchants. Additionally, Fiserv broadened its debit card processing and ATM managed services portfolio through the acquisition of Elan Financial Services’ card business, including the MoneyPass surcharge-free ATM network. These moves underscore Fiserv’s ongoing commitment to innovation, expanded digital payments capabilities, and end-to-end financial technology solutions globally. Fiserv is ranked among the Fortune 500 and Forbes Global 2000, reflecting its significant role as a leading fintech infrastructure provider for the global financial ecosystem. The company’s comprehensive technology platforms support seamless financial transactions and operational efficiency across its diverse client base, focusing heavily on small and midsize banks while extending robust payment processing services to merchants following its 2019 merger with First Data. Fiserv continues to leverage advanced technology and strategic partnerships to drive growth and deliver integrated solutions in the evolving fintech and payments landscape.

Company News

APIChatGPT
  • Is the Departure of Fiserv's CEO a Major Red Flag?

  • Fiserv: The Value Trade As Leadership Woes Continue

  • Fiserv Announces Launch of Tender Offers for Any and All of its Outstanding 5.150% Senior Notes due 2027 and 4.400% Senior Notes due 2049

  • Shareholder Alert: Wisconsin Firm Ademi LLP Investigates Claims of Breach of Fiduciary Duty against Fiserv, Inc

  • Why Fiserv Plunged Today

  • Fiserv: CEO Departure Does Not Derail The Value Opportunity

  • Fiserv Names Takis Georgakopoulos CEO as Mike Lyons Moves to Truist

  • Faron Pharmaceuticals Ltd: Holding(s) in Company

  • Fiserv CEO flees after presiding over 71% stock drop in his short tenure

  • Truist Financial Names Fiserv's Michael Lyons President, CEO

  • Fiserv Announces Leadership Transition

  • Faron Pharmaceuticals Ltd: Registration of Treasury Shares

  • FDIC Just Showed Why Banks May Win the Digital Dollar Race

  • Bank of America Highlights Surging Demand for AI-Led Treasury, Fx Solutions in Asia Pacific

  • Why Is Fiserv (FISV) Down 1.8% Since Last Earnings Report?

  • Small Business Sales Edge Upward in May as Foot Traffic Continues to Slow, Fiserv Data Shows

  • Fiserv, Inc. (FISV) Presents at 2026 Baird Global Consumer, Technology & Services Conference Transcript

  • Fiserv Named 2026 Financial Services Product Partner of the Year by Snowflake

  • Fiserv Co-President Dhivya Suryadevara Says AI Could Be Banks' Shortcut to Modernization

  • Fiserv CEO Says AI, Clover Can Help Restore Predictable Growth After Tough Year